Shop Now, Pay Later.

Oscar Stone is proud to announce our partnership with Affirm. You can split your purchase into easy monthly installments, while enjoying your purchases immediately.

How To Qualify

Shop Oscar Stone

Fill your cart with the finest jewelry from our Oscar Stone collections.

Checkout with Affirm

Prequalify wherever you see the Affirm prompt, or select “AFFIRM Monthly Payment” as your payment method at checkout—Affirm will ask for some info, and you’ll get a decision in real-time.

Get It Delivered

We deliver your purchase as soon as the payment is processed. All you have to do is pay for it on a schedule you’ve created.

Frequently Asked Questions

  • WHAT IS AFFIRM?

    Affirm is a financing alternative to credit cards and other credit-payment products. It’s instant financing for online purchases to be paid in fixed, monthly installments over 3, 6, or 12 months.

  • WHAT IS REQUIRED TO PREQUALIFY?

    Just the basics — your name, email, mobile, phone number, birthday, and the last 4 digits of your SSN. It’s all about verifying and protecting your identity.

  • DOES AFFIRM PROVIDE A CREDIT CHECK?

    Yes. Affirm runs a soft credit check when you apply for a loan, but that won’t impact your credit score. However, once you’re approved and start using Affirm to pay for your purchases, your loan and payments will affect your credit score. Pay on time to keep your credit history in check.

  • IS MY PERSONAL INFORMATION SECURE WITH AFFIRM?

    Yes. Protecting your personal information is important to Affirm—they encrypt sensitive data (like your SSN), and also layer on physical, electronic, and procedural safeguards to protect your info. Also, Affirm will never sell or rent your information to anyone.

  • IF I RETURN AN AFFIRM PURCHASE, HOW DO REFUNDS WORK?

    Refunds post to your Affirm account once we process your request. If you’ve already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments. In the event that we issue a store credit instead of a refund, keep in mind: you’re still responsible for paying off your Affirm loan.